I'm hard-pressed to spend 23K on a car much less a motorcycle. When you swipe a time card and have a wife and kids at home to support, one has to be a wise shopper in all respects. I'm not about being an idiot and put my family's financial stability in jeopardy by purchasing something stupid like a motorcycle, no disrespect. I have always bought used and knock on wood have had good luck with used thus far. I recently bought an 09 Vision Premium with 5800 miles from a reputable dealer and paid 13K. Had to buy a new battery to deal with the summer heat here in AZ and new rubber front/rear after about 1500 miles for the bike. So honestly, grand total about 13,800, but I'm good for another year. I think good deals can be had if you do the research and exercise some patience. Also, you can do all of the routine service on the Vision yourself with the exception of tire changes, which does appeal to me a great deal since I prefer to service my own bikes. As far as the styling on the Vision, I can take it or leave it. When it comes to styling, I have my wife call her interior decorator friend to pick out a color in the living room to match the new couch and loveseat we recently bought. I have never purchased a bike based on styling. I'm about overall handling, meat and potatoes, utility, function, and value. Frankly, styling would not be on my top ten list. I have a couple of close "iron butt" BMW buddies that I ride with on a regular basis. I enjoy riding with them because they are seasoned riders and I can always learn a little something every time we go out even though I am no slouch myself. I never want to be the third wheel and someone to wait up for on any ride. The bottom line is when pressed the Vision will keep up with the BMWs in the twisties. On the open highway that's a different story, but we usually keep it between 75-90mph. I cannot say the same for the XC because in my opinion the XC does not handle as well as the Vision at speed. In either case, I think you will be happy with both, but for me, the Vision will be the only bike in the Victory lineup I would actually own. Be safe out there and happy riding.