I got my saddlebags and installed them last night. The process wasn't difficult. As long as you have the right sized allen wrench and socket you should be good. However I did have an issue with no istructions for one piece. They are Lock and Ride. So you buy the Saddlebags and then you buy the mounting kit seperately. The mounting kit came with good instructions and I was able to mount the studs with little problem. However the Saddlebags themselves came with no instructions at all and they included the latching braket. There was no instructions whatsoever on how to install the bracket. I had to search on the internet to find it. Turns out the back of the rear footpeg bracket has two small threaded holes to receive the bracket. Just put the rubber pads on the bracket to keep tension on the bolts and tighten it up. I wasn't real thrilled with the look of this bracket with the sadllebags off. The mounting studs also were a little more prominent than I would have liked with the bags off.
I think Polaris are missing a trick with this.